Your MoneyHandled.
Open your budget

Your personal finances

An investment in your financial peace of mind

All advanced YMH Pro features in one clear subscription. No hidden fees, no ads, full privacy.

Free plan

Basic budget and manual transactions - with limited features compared to YMH Pro. No time limit.

€0

Create your YMH account

Monthly plan

Flexible subscription with no long-term commitment.

€6.99/ month

Choose monthly plan

Everything in YMH Pro:

  • Intent CoachA guided budget around your goal - debt payoff, a buffer, or a calmer month. No AI/LLM.
  • Smart daily spending limitA dynamically recalculated free-to-spend limit after fixed bills are accounted for.
  • Goals and Intent ProfilePlan goals, track progress, and see how much is still missing - in the context of your intent.
  • Cashflow and forecastsSee what is coming up and what is left after fixed bills - no guesswork.
  • Reports and quick insightsSpending summaries and trends that help you make decisions.
  • Manual data, full controlNo bank connection required. Bank is COMING SOON, not a Pro requirement.
  • Recurring payments and repayment plannerSubscriptions, instalments, and commitments under control in one place.
  • Unlimited accounts and categorisationCreate your own categories, tags, and personal or savings sub-accounts.
  • Data export (CSV, PDF)Full access to your history with easy export.
  • Local privacy and 256-bit encryptionYour finances stay 100% private and secure.

Freemium: account with no card. Pro: 30-day trial with a payment method at start, no automatic charge. Cancel before the trial ends and you pay nothing.