Future view
- Banking app
- You mostly see what already happened.
- Spreadsheet
- You have to calculate everything yourself.
- Your Money Handled
- You see what will be left after upcoming bills.
Your money.
Under control.
Under control.
Know what you can safely spend and where your money is going.
Either you control your moneyor your money controls you.
Your balance only shows now
It does not show bills that will hit tomorrow. That is why your budget needs to look ahead.
Small spends do not make noise
Coffee, delivery, subscription. Small on their own, but together they can empty the account.
A spreadsheet shows the problem after the fact
If you only come back to it at the end of the month, it is no longer a plan. It is damage control.
A budget that helps with everyday decisions
Dashboard
Everything important in one view
Budget, goals, bills, and key signals are easy to see. No jumping between tabs.
Cashflow
No more surprises on the way
See what may be left in a week or two — before bills catch you off guard.
Sync
Your budget works where you do
Add an expense on your phone, then plan the month on desktop. Your data stays synced.
Key modules
Control where money most often slips away
Monthly budget
Know what you can spend
Set a plan and see what is left in each category.
Cashflow
Look a few steps ahead
See what may happen to your balance after upcoming payments.
Recurring payments
Stop losing fixed costs
Subscriptions, instalments, and bills are visible before they hit your account.
Goals
Save with a plan
See progress, deadline, and the amount needed to reach your goal.
Repayment planner
Organize instalments and debt
Plan repayments and see how earlier decisions affect your budget.
Shopping list
Buy more intentionally
Plan purchases before checkout instead of analyzing them after the fact.
Summaries
See where money leaks
Categories and reports show what affects your budget the most.
Quick insights
Know what to improve
The app highlights key signals without hours of chart analysis.
Who it is for
For everyday money, not perfect spreadsheets
Your Money Handled helps where money most often slips out of control: solo spending, life as a couple, a household budget, and fixed payments.
Solo
Sounds familiar?
You earn decent money, but your account still empties before payday? The “where did it go?” question comes back every month, and a spreadsheet creates more work instead of giving a simple answer.
What helps
- Fast expense logging.
- A clear amount for today.
- Spotting the biggest leaks.
How Your Money Handled helps
We show what you can realistically spend now and which habits empty your wallet fastest.
Couple
Sounds familiar?
Rent, groceries, shared nights out. You split things, but by mid-month it is hard to tell who paid for what and whether you can still afford the goal you want together.
What helps
- One shared budget view.
- Goal planning at your pace.
- A view of fixed payments and available cash.
How Your Money Handled helps
Shared bills, spending, and goals live in one place. That makes decisions calmer and easier to make together.
Family
Sounds familiar?
School supplies, activities, friends over — costs add up fast, and it is hard to tell whether you can still afford the trip you planned, or if someone ends up short before month end.
What helps
- One household budget view.
- Bigger buys and goals you can discuss with clarity.
- Fixed bills and “what is left” without checking three places.
How Your Money Handled helps
You get one shared picture: what you have now, what is coming, and where money drifts — calmer decisions, the same view for everyone.
Comparison
Why Your Money Handled instead of a banking app?
Security
- Banking app
- You give data to an institution that already knows a lot about you.
- Spreadsheet
- Files are easy to lose, copy, or leave unprotected.
- Your Money Handled
- Your data is protected and available only to you.
Recurring payments
- Banking app
- Usually buried in transaction history.
- Spreadsheet
- Easy to forget.
- Your Money Handled
- Reminders for subscriptions, instalments, and fixed payments.
Speed
- Banking app
- Logins, approvals, tabs, and too many distractions.
- Spreadsheet
- Manual tables become tiring fast.
- Your Money Handled
- Adding an expense should take only a few seconds.
| Feature | Banking app | Spreadsheet | Your Money Handled |
|---|---|---|---|
| Future view | You mostly see what already happened. | You have to calculate everything yourself. | You see what will be left after upcoming bills. |
| Security | You give data to an institution that already knows a lot about you. | Files are easy to lose, copy, or leave unprotected. | Your data is protected and available only to you. |
| Recurring payments | Usually buried in transaction history. | Easy to forget. | Reminders for subscriptions, instalments, and fixed payments. |
| Speed | Logins, approvals, tabs, and too many distractions. | Manual tables become tiring fast. | Adding an expense should take only a few seconds. |
Join the closed beta
Beta access
You get a chance to start using the app before we open it to a wider audience.
Roadmap influence
Your feedback helps us choose which features should be developed first.
Zero noise
Only product, access, and concrete updates. No credit ads and no daily spam.
Join the program